Up to $250M
Digital Asset Custody
Hot and cold wallet coverage against theft, insider collusion and key compromise.
- Hot & cold storage theft
- Insider / employee collusion
- Physical vault breach
Coverage
Six lines. Zero blind spots.
Every policy is underwritten in-house and tailored to how you store, move and build with digital assets.
Most popular
Custody + D&O bundle
Theft protection and management liability in one programme.
6
specialist coverage lines, combinable into one policy
Products
Choose what to protect
Select a line to see what it covers, then request a quote.
Up to $50M
Smart Contract Failure
Protection for protocols and LPs against exploits, oracle manipulation and code bugs.
- Exploit & re-entrancy losses
- Oracle manipulation
- Bridge failure
Up to $10M
Private Key Recovery
For founders and HNW holders — loss, death or incapacity of key holders.
- Seed phrase loss
- Key-holder incapacity
- Forensic recovery costs
Up to $100M
Mining & Validator
Property, equipment breakdown and slashing cover for mining farms and staking operators.
- Rig & facility damage
- Validator slashing
- Business interruption
Up to $75M
Crypto D&O / E&O
Management liability for exchanges, funds and Web3 startups facing regulatory scrutiny.
- Regulatory investigations
- Securities claims
- Professional negligence
Bespoke
High-Risk Specialty
Bespoke capacity for volatile ventures — trading desks, emerging markets, novel tech.
- Trading desk errors
- Political & FX risk
- Novel technology exposure
In plain English
What's covered — and what isn't
We'd rather you know the limits up front than be surprised at claim time.
Typically covered
- Theft by external hackers
- Insider or employee collusion
- Loss of private keys or seed phrases
- Smart contract exploits (where selected)
- Forensic investigation costs
- Legal defence for covered claims
Typically not covered
- Losses from market price movements
- Trading losses from your own decisions
- Assets on unvetted third-party platforms
- Known incidents before the policy started
- Sanctioned jurisdictions or entities
- Intentional or fraudulent acts by you
Exact cover depends on the policy wording you receive. Always read your policy schedule.
Limits
Capacity at a glance
| Coverage line | Limit range | Best for |
|---|---|---|
| Digital Asset Custody | $1M – $250M | Exchanges, custodians, funds |
| Smart Contract Failure | $500K – $50M | DeFi protocols, DAOs, LPs |
| Private Key Recovery | $100K – $10M | Founders, private holders |
| Mining & Validator | $1M – $100M | Mining farms, staking operators |
| Crypto D&O / E&O | $1M – $75M | Directors, officers, Web3 companies |
| High-Risk Specialty | Bespoke | Trading desks, emerging tech |
Extensions
Optional add-ons
Strengthen any policy with extra protection for the risks that matter most to you.
Ransom & extortion
Response costs and negotiators if attackers demand payment.
Incident response retainer
Pre-arranged security responders available within hours.
Business interruption
Lost income while operations are paused after a covered event.
Regulatory defence
Legal costs for investigations by financial regulators.
Not sure which line fits?
Tell us about your setup and an underwriter will recommend the right mix.